Before you hand over your Debit Card to your husband/wife, beware. SBI says that you can’t use your wife’s debit card to withdraw money. Court also agrees on the same that Husband Can’t use Wife’s Debit Card, and of course vice versa as well. It’s a well-known fact that you should not share your card’s PIN with unknown people. Not only, its prohibited, but, it could be harmful to you as well. In addition to this rule, now bank and court say, sharing of your card’s PIN is not allowed with anybody; whether it’s your spouse or family member or anyone else. And, if you still share your card’s PIN with anyone, be ready for the consequences. Read ahead for the instance.
Husband Can’t use Wife’s Debit Card:
A Bangaluru woman, Vandana was on maternity leave. She gave her SBI Debit Card to her husband, Rajesh to withdraw Rs.25,000.00 cash from SBI ATM. Rajesh went to an SBI ATM to withdraw the money, money got deducted from his wife’s account, but, money was not dispensed from SBI ATM machine.
With a formal complaint, the couple was in shock that SBI closed the complaint stating that the customer got the money. After looking at CCTV Footage, it was found that money was not dispensed from the ATM machine and it was Rajesh who was using the Debit Card and not Vandana. So, SBI stayed at their decision and closed the complaint. SBI says Husband Can’t use Wife’s Debit Card.
Then, the couple decided to approach consumer forum. Before that, they contacted Bank Ombudsman. However, it did not help them at all. Bank Ombudsman ruled out the case stating “PIN Shared, Case Closed”. Here also, Bank Ombudsman says Husband Can’t use Wife’s Debit Card. Then, they went to consumer forum. The incident goes back to 2013. It took more than three & half years for the couple to get a result of the case.
Finally, on May 29, 2018, the court dismissed the case. Court said Vandana should have given self-cheque or an authorization letter to her husband for withdrawal of Rs.25,000.00 instead of sharing her debit card’s PIN. But, the court agrees that Husband Can’t use Wife’s Debit Card.
Recommended Read: How to Generate SBI ATM Pin Online?
Beware !!! Stop sharing your card’s PIN with anyone. Anyone means anyone. Else, be ready for the consequences. Vandana & Rajesh had a real bad luck that day. And, who knows which day is good for ATM withdrawal using someone else’s card. It’s better to be aware of the facts to avoid any hassle for our own selves. Not only Husband/Wife, even, family members are not allowed to use your debit card.